*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:#0c0e12;color:#f0eee8;font:16px/1.7 Arial,sans-serif}a{color:inherit}header,main,footer{max-width:1160px;margin:auto;padding:0 28px}nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:24px 0;border-bottom:1px solid #2a2e35}.brand{text-decoration:none;font-weight:bold;letter-spacing:2px}.brand span,em{color:#b6ff38}nav div{display:flex;gap:22px;font-size:13px}nav a{text-decoration:none}a:hover{color:#b6ff38}.hero{padding:85px 0 60px;display:grid;grid-template-columns:1.6fr 1fr;gap:55px;align-items:center}.eyebrow{font-size:11px;letter-spacing:2px;text-transform:uppercase;color:#b6ff38}h1{font:normal clamp(42px,6vw,70px)/1.08 Georgia,serif;letter-spacing:-2px;margin:18px 0 24px}em{font-style:normal}.lead{color:#aeb4bf;max-width:650px}.button,button{display:inline-block;padding:12px 20px;border:1px solid #b6ff38;border-radius:6px;background:#b6ff38;color:#151719;text-decoration:none;font:inherit;cursor:pointer}.hero .button{margin-top:20px}.card{padding:32px;border:1px solid #34402e;background:linear-gradient(150deg,#202b18,#13161c);border-radius:16px}.card b{display:block;font:44px Georgia,serif;color:#b6ff38}.card p{color:#aeb4bf;font-size:14px}.tags{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}.tags a{font-size:12px;padding:7px 12px;border:1px solid #353943;border-radius:30px;text-decoration:none}.layout{display:grid;grid-template-columns:230px 1fr;gap:45px;margin:50px 0}.sidebar{position:sticky;top:25px;align-self:start}.sidebar a{display:block;margin:12px 0;color:#aeb4bf;text-decoration:none;font-size:14px}h2{font:34px Georgia,serif;margin:16px 0}h3{font-size:12px;text-transform:uppercase;letter-spacing:2px;color:#b6ff38;margin:40px 0 15px}.search{display:flex;gap:12px;flex-wrap:wrap}input{min-width:180px;flex:1;background:#171b22;border:1px solid #343a45;border-radius:6px;color:#fff;padding:14px;font:inherit}button{font-size:13px}details{border-bottom:1px solid #2a2e35;padding:20px 0}summary{cursor:pointer;list-style:none;display:flex;gap:18px;align-items:baseline;font-size:18px}summary::-webkit-details-marker{display:none}summary:after{content:'+';margin-left:auto;color:#b6ff38}details[open] summary:after{content:'−'}summary span{font-size:11px;color:#b6ff38}details p{color:#aeb4bf;margin:16px 35px 8px;font-size:15px}.count,.note{font-size:12px;color:#9fa6b2}.closing{padding:30px;border:1px solid #34402e;border-radius:12px;margin:50px 0}.closing p{color:#aeb4bf}.lab{padding:28px;border:1px solid #343943;border-radius:12px}.lab select{background:#171b22;color:#fff;border:1px solid #555;padding:12px;font:inherit;width:100%}.numbers{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:20px 0}.numbers article{background:#171b22;border-radius:8px;padding:20px}.numbers strong{font:30px Georgia;color:#b6ff38;display:block}.numbers p{font-size:14px;margin:8px 0}.sources{font-size:12px;color:#aeb4bf}.sources a{display:inline-block;margin-right:15px}footer{padding-bottom:30px;font-size:12px;color:#929aa7}footer div{padding-top:24px;border-top:1px solid #2a2e35}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible,select:focus-visible{outline:2px solid #b6ff38;outline-offset:5px}[hidden]{display:none!important}@media(max-width:720px){header,main,footer{padding-left:20px;padding-right:20px}.hero{grid-template-columns:1fr;padding:45px 0;gap:20px}.card{padding:22px}.layout{grid-template-columns:1fr;gap:10px;margin-top:20px}.sidebar{position:static;display:flex;flex-wrap:wrap;gap:5px 15px}.sidebar a{margin:3px 0}nav{align-items:flex-start}nav div{gap:10px;flex-wrap:wrap;justify-content:end;font-size:11px}h1{font-size:46px}.numbers{grid-template-columns:1fr}summary{font-size:16px}details p{margin-left:0}.search button{width:100%}}
/* MaddieFX editorial redesign */
:root{--lime:#b6ff38;--ink:#141716;--paper:#f6f7f3}body{background:#e9ece5;color:var(--ink)}header{max-width:1280px}main{max-width:none;padding:0}nav{border-color:#ccd1c7;padding:25px 10px}nav .brand span{color:#407500}nav a:hover{color:#477300}.hero{max-width:1240px;margin:20px auto 0;background:var(--paper);padding:70px 52px;grid-template-columns:1.15fr 1fr;gap:50px;border:1px solid #fff;border-radius:28px 28px 0 0;position:relative;overflow:hidden}.hero .eyebrow{color:#4a641f}.hero h1{font-size:clamp(45px,5.4vw,76px);letter-spacing:-3px;line-height:1.02}.hero h1 em{color:#447019;font-style:italic}.hero .lead{color:#515850;font-size:17px;line-height:1.75}.button{font-weight:bold;box-shadow:0 9px 22px #6f961522}.market-card,.broker-art{background:#161b17;border:1px solid #3c4835;border-radius:22px;padding:26px;color:#f4f6ef;box-shadow:0 28px 40px #16221224;transform:rotate(1deg)}.market-top{display:flex;justify-content:space-between;gap:8px;font-size:10px;letter-spacing:1px}.market-top b{color:#c9dbb5}.market-top>span{font-size:9px;border:1px solid #4a5346;padding:2px 6px;border-radius:4px}.market-card>p,.broker-art>p{font-size:12px;color:#a6b19d;margin-top:28px}.market-card h2{font:30px/1.1 Arial,sans-serif;letter-spacing:-1px}.market-card svg{width:100%;display:block;margin:24px 0 12px}.market-foot{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;border-top:1px solid #394035;padding-top:18px;font-size:8px;color:#a1ad9b;letter-spacing:1px}.market-foot b{display:block;font-size:10px;color:#eef4e7;letter-spacing:0;margin-top:6px}.principles{max-width:1240px;margin:0 auto;background:var(--lime);padding:23px 50px;display:grid;grid-template-columns:repeat(3,1fr);gap:25px;font-size:13px}.principles b{margin-right:14px;opacity:.5}.light-section{background:#fff;padding:70px max(28px,calc((100vw - 1140px)/2)) 85px}.section-kicker{display:flex;justify-content:space-between;font-size:10px;letter-spacing:2px;color:#697366;border-bottom:1px solid #dce1d6;padding-bottom:20px}.layout{margin:38px 0 0;grid-template-columns:240px 1fr;gap:70px}.sidebar{background:#f1f4ed;padding:26px;border-top:3px solid #b6ff38;border-radius:0 0 12px 12px}.sidebar:before{content:'ALEGE UN SUBIECT';font-size:10px;letter-spacing:1px;font-weight:bold}.sidebar a{color:#53604e;border-bottom:1px solid #dce2d7;padding:12px 0;margin:0}.light-section .eyebrow,.light-section h3{color:#4c672d}.light-section h2{font:42px/1.13 Georgia,serif;letter-spacing:-1px;margin-bottom:30px}.search input{background:#f6f8f3;border-color:#d6ddcf;color:#141716}.search button{background:#20261c;border-color:#20261c;color:#f5f8ef}.count{color:#67735e}.group{margin-top:32px}.group h3{border-top:1px solid #dce1d6;padding-top:26px}details{border-color:#e1e5dc;padding:23px 0}summary{font-size:18px;font-weight:500}summary span{color:#617448;font-family:monospace}summary:after{color:#47662d;font-size:25px}details[open]{background:#f4f7ef;padding:23px 20px;border-radius:10px;margin:5px -20px}details p{color:#53604c;font-size:15px;line-height:1.8}.lab{background:#141716;color:#f1f5ea;border:0;border-radius:0;margin:0;padding:80px max(28px,calc((100vw - 1140px)/2))}.lab-intro{max-width:700px;margin-bottom:36px}.lab h2{font:52px/1.07 Georgia,serif;margin:20px 0}.lab h2 em{font-style:italic}.lab-intro>p{color:#afb9a8;max-width:650px}.calculator{border:1px solid #3b4336;border-radius:14px;overflow:hidden;background:#1d221d}.calc-head{padding:28px;display:flex;justify-content:space-between;align-items:center;gap:20px}.calc-head h3{margin:8px 0 0;color:#fff;font-size:18px;text-transform:none;letter-spacing:0}.segmented{display:flex;background:#11150f;border:1px solid #49513f;border-radius:8px;padding:5px;gap:4px}.segmented button{border:0;color:#b9c2b1;background:transparent;padding:12px 16px;white-space:nowrap}.segmented button[aria-pressed=true]{background:var(--lime);color:#18200d}.calc-inputs{display:grid;grid-template-columns:1.6fr 1.3fr 1fr 1fr;gap:16px;padding:22px 28px;background:#171c17;border-top:1px solid #343d2d}.calc-inputs label{font-size:11px;color:#b8c3ad}.calc-inputs input{display:block;width:100%;min-width:0;margin-top:8px;background:#262d22;color:#fff;border:1px solid #47523e;padding:10px;font:18px Arial}.scenario{font-size:12px;padding:16px 28px;background:#293322;color:#d5e3c6}.comparison{display:grid;grid-template-columns:1fr 1fr}.compare-card{padding:32px}.compare-card.b{background:#242c20;border-left:1px solid #3b4336}.compare-card>.eyebrow{color:#abb6a1;font-size:10px}.compare-card h3{font:60px/1.2 Arial,sans-serif;color:#f0f4e9;letter-spacing:-3px;margin:15px 0 26px}.compare-card.b h3{color:var(--lime)}.metric{display:flex;flex-direction:column;font-size:12px;color:#b1bda6}.metric strong{font:30px/1.3 Arial;color:#fff;margin:5px 0 16px;font-variant-numeric:tabular-nums}.bar-track{height:15px;background:#10150c;border-radius:4px;overflow:hidden}.bar-track div{height:100%;background:#929e85;transition:width .25s ease}.b .bar-track div{background:var(--lime)}.bar-caption{font-size:10px;color:#939f87}.margin-row{display:flex;justify-content:space-between;gap:10px;font-size:13px;margin:25px 0;padding-bottom:22px;border-bottom:1px solid #404837}.outcomes{display:grid;grid-template-columns:1fr 1fr;gap:10px}.outcomes div{padding:16px 12px;border:1px solid #4b5841;border-radius:8px;background:#1a2415}.outcomes div+div{background:#2b2e29;border-color:#62685c}.outcomes span{font-size:9px;letter-spacing:1px;color:#b3c2a7}.outcomes strong{display:block;color:#c3f987;font-size:23px;font-weight:500;margin-top:8px}.outcomes div+div strong{color:#e2e5dd}.margin-percent,.formula{font-size:11px;color:#a3af98}.formula{border-top:1px dashed #424b39;padding-top:12px}.takeaway{display:flex;align-items:center;gap:20px;padding:24px 28px;border-top:1px solid #49533e;background:#354526}.take-icon{font-size:35px;color:var(--lime)}.takeaway p{margin:0;font-size:15px;color:#edf5e4}.calc-bottom{display:flex;gap:20px;justify-content:space-between;align-items:center;padding:24px 28px;color:#a9b59e;font-size:11px}.calc-bottom button{background:transparent;color:#d0dfbf;border-color:#546248;font-size:11px}.lab>.note{color:#a8b19f;margin-top:25px;line-height:1.8}#calc-error{padding:14px 28px;color:#f4e5bc;background:#3c3524;margin:0}.sources{background:#edf0e8;padding:40px max(28px,calc((100vw - 1140px)/2));color:#516047}.sources h3{color:#35492a;margin-top:0}.closing{max-width:1140px;margin:70px auto;background:#b6ff38;border:0;border-radius:18px;padding:45px}.closing .eyebrow{color:#435c24}.closing h2{font-size:46px;color:#17200d}.closing p{color:#364926}.closing .tags a{border-color:#738f4a;background:#c6ff69}.closing .tags a:hover{color:#14210b;background:#d9ff9d}footer{color:#56604e}.orbit{height:270px;position:relative;display:grid;place-items:center;margin:25px 0}.orbit-ring{position:absolute;width:215px;height:215px;border:1px solid #71885a;border-radius:50%;box-shadow:0 0 0 26px #2e3827,0 0 0 27px #3b4732}.orbit-core{z-index:1;text-align:center;font:27px Georgia;line-height:1.2}.orbit-core strong{font-size:58px;color:var(--lime);font-weight:400}.orb{position:absolute;z-index:2;font-size:10px;background:#2f3c24;border:1px solid #65794f;border-radius:20px;padding:8px 15px}.o1{top:7px;left:25%}.o2{right:0;top:130px}.o3{bottom:8px;left:10%}.broker-art h2{font:34px/1.1 Georgia;margin:10px 0}.broker-art>p{margin-top:15px}@media(max-width:900px){.hero{padding:45px 28px;gap:25px}.hero h1{font-size:53px}.layout{gap:30px;grid-template-columns:190px 1fr}.calc-head{align-items:flex-start;flex-direction:column}.calc-inputs{grid-template-columns:1fr 1fr}.principles{padding:20px 28px}.outcomes{grid-template-columns:1fr}.compare-card{padding:24px}.closing{margin:40px 25px}}@media(max-width:650px){header{padding:0 18px}.hero{display:flex;flex-direction:column;align-items:stretch;border-radius:0;margin:0;padding:40px 22px}.hero h1{font-size:49px;letter-spacing:-2px}.market-card,.broker-art{transform:none;margin-top:15px}.principles{display:flex;flex-direction:column;gap:10px;padding:20px 25px}.light-section{padding:40px 24px}.section-kicker span+span{display:none}.layout{display:block}.sidebar{position:static;margin-bottom:35px;display:flex;flex-wrap:wrap;gap:8px;padding:18px}.sidebar:before{width:100%}.sidebar a{font-size:11px;border:0;padding:5px 0;margin-right:10px}.light-section h2{font-size:34px}.lab{padding:45px 18px}.lab h2{font-size:40px}.calc-head,.calc-inputs{padding:20px}.segmented{width:100%}.segmented button{font-size:11px;flex:1;padding:10px 6px}.comparison{grid-template-columns:1fr}.compare-card.b{border-left:0;border-top:1px solid #3b4336}.outcomes{grid-template-columns:1fr 1fr}.compare-card h3{font-size:50px}.calc-bottom{align-items:flex-start;flex-direction:column}.closing{padding:27px}.closing h2{font-size:35px}.sources{padding:30px 25px}.market-card h2{font-size:27px}.calc-inputs input{font-size:16px}}